Last Saturday, Allen Norwood wrote a great column in The Charlotte Observer about insuring vacant houses. I’d done the same awhile ago, and of course the article caught my eye. It’s the kind of thing that’s coming up more and more, and people might get further hurt because they have a claim denied because they didn’t tell their insurance company that the house is vacant.
Part of the story referred to a very useful web site put up by the NC Department of Insurance- http://www.ncdoi.com/. There you can find lots of information about all kinds of insurance, including homeowner insurance, that you may have missed in talking to your insurance provider. You can download their Consumers’ Guide to Homeowner’s Insurance among many others.
WordPress’ links are not working right, so here are a few related to his post:
Allen Norwood’s article: http://www.charlotteobserver.com/2010/11/12/1830767/vacant-homes-expensive-to-insure.html
Consumer’s Guide to Homeowners’ Insurance: http://www.ncdoi.com/consumer/consumer_publications/homeowners%20insurance/consumer%20guide%20to%20homeowners%20insurance.pdf
My post on vacant house insurance: http://stansuther.com/2010/05/10/insuring-a-vacant-hous/